FBN Health Rolls Out Nationwide in all 50 States with Year-Round Enrollment

Posted: Nov 12, 2021

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59% of farmers say a major health event would seriously endanger their financial security

SAN CARLOS, Calif. & CHICAGO–(BUSINESS WIRE)–Farmers Business Network® (FBN®), the leading direct-to-farm ag tech platform and farmer-to-farmer network, today announced updates to FBN Health – Health Coverage Designed for Farmers. FBN Health will now be available nationwide in all 50 states, it has expanded to offer 4 different health plans with varying deductibles, and farmers can now enroll any time of year — not just during open enrollment.

Accessing affordable health care is one of the most critical issues facing farm families and many farms do not have group health coverage for their employees. In an ultra-competitive job market, offering employees health benefits can be a key component of retaining workers. Compounding this problem is the high cost of medical transport and ambulance services –a single ambulance charge can run into the tens of thousands of dollars for residents of remote rural areas, creating the potential for high costs not covered by some health plans.

A recent survey of FBN members found:

  • Nearly 55% of farmers polled feel they have not set aside enough savings to cover a major health event
  • 59% of farmers say a major health event would seriously endanger their financial security

“Every day farmers put their physical health on the line, but for too long, they haven’t been able to rely on affordable, premium health insurance plans,” said Amol Deshpande, CEO and Co-Founder of Farmers Business Network. “Now FBN Health provides members with the opportunity to save money on health plans and have peace of mind that their family and employees have exceptional coverage.”

Launched in 2018, FBN Health now has four different plans with varying deductible amounts, ranging from $2,000 to $6,500. All plans offer national provider network coverage, and members have the potential to pay $0 out-of-pocket for services by utilizing the highest quality, best priced providers. FBN Member Michael Bergen, a Nebraska row crop farmer, saved an average of $1,900 per month by switching to FBN Health.

Benefits included in the plans offered through FBN Health include:

  • Members can earn up to $750 deductible credit per year by completing wellness exams, screenings, etc.
  • $0 Preventive Care on all plans
  • $0 copay on telemedicine visits
  • Each plan is individually underwritten, and pricing is based on the health and ages of the group
  • All plans include enhanced ambulance coverage
  • All plans are backed by a nationwide provider network – making it easy to find an in-network provider and hospital anywhere

About FBN

Farmers Business Network, Inc. is an independent Ag Tech platform and farmer-to-farmer network with a mission to power the prosperity of family farmers around the world, while working towards a sustainable future. Its Farmers First® promise has attracted more than 30,000 members to the network with a common goal of maximizing their farms’ profit potential. FBN has set out to redefine value and convenience for farmers by helping reduce the cost of production and maximize the value of their crops.

FBN members farm more than 80 million acres in the U.S., Canada and Australia. The company has over 800 personnel and offices in San Carlos, Calif., Chicago, Ill., Sioux Falls, S.D., a Canadian headquarters in High River, Alberta, and an Australian headquarters in Perth.

To learn more, visit: www.fbn.com.

FBN does not offer traditional health insurance. But while we do not offer traditional health insurance, we do offer FBN Health. FBN Health is marketed by FBN Insurance LLC. FBN Insurance LLC is not a licensed insurance company or agency and its employees and representatives are not licensed life and health insurance agents. Policies marketed by FBN Health are level-funded group health benefit plans offered and administered by Benefit Plan Administrators, Inc. (“BPA”) that are available only where BPA is licensed. If you submit the Get A Quote Form, a licensed insurance agent/producer may contact you on behalf of BPA. You cannot obtain coverage under a health plan until you complete and submit an application for the plan and your application is approved and accepted by BPA. Eligibility and benefit exclusions and limitations apply.

FBN Health is currently available in all 50 states.


Amy Wolfcale